UK business credit scores, by sector

We read the Companies House record of every live limited company in the UK — 4,755,166 of them — the way a credit reference agency does. Here is how 17 sectors compare, as of September 2026. Nothing is sampled.

4,755,166companies scored
69median score out of 100
8.1%late with a confirmation statement
12.7%carrying an outstanding charge

Every sector

SectorCompaniesMedianLateCharged
Property593,291676.8%41.1%
Retail and wholesale383,0396010.4%6.3%
Construction274,889748.6%6.5%
Technology and media266,633687.2%3.3%
Professional services255,756746.6%5.3%
Hospitality200,4136110.4%6.2%
Financial services184,086675.9%16.5%
Personal services176,238748.8%5.7%
Business support173,591797.5%10.5%
Health and care151,713747.9%6.8%
Transport and logistics87,691679.6%6.5%
Education78,424678.2%5.2%
Accountancy and legal75,082796.1%6.1%
Arts and leisure54,717728.3%8.2%
Farming and agriculture30,992767.1%27.2%
Manufacturing29,119777.9%9.6%
Utilities and waste16,330746.2%21.2%

See where your company sits

Free, no account needed. We read your record and show you your position among your own sector.

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Source: Companies House public register, September 2026, used under the Open Government Licence v3.0. Standfile is not a credit reference agency and these scores are not a prediction of insolvency.

UK business credit scores by sector